MEDICAL BILLING AND CODING

Wednesday, February 25, 2009

WORKERS COMPENSATION

Workers Compensation provides disability income to employees who are unable to work due to an injury that occurred on the job. It is an insurance system for employees who have become ill or injured while at work. This plan covers only work related problems.
Employees are eligible to receive a percentage of their wages and medical care depending on the time needed before they can work again and the extent of medical treatment needed.

If an employee gets high fever while at work and this is not due to his working condition it will not be covered under Workers Compensation, as the fever was not due to the nature of work.
Workers Compensation is funded by employer taxes; employees cannot be charged any premiums and there is no patient responsibility on these bills. Workers Compensation is required by the government but varies by state; each state has its own rules and regulations and fee schedule/UCR rates.

Workmen’s Compensation should not be confused with EGHP and LGHP. The EGHP and LGHP plans are a facility provided to the employees by employers to cover their medical expenses at a lower premium, whereas workmen’s compensation coverage is a coverage provided by employers in order to cover the employees medical expenses caused due to the nature of work.

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