Medigap

Medigap (Medicare Supplement plan) associate to different private supplemental health insurance plans buy the Medicare subscribers in the United States. Medigap provide coverage for medical expenses covered by Medicare. Medigap is “Supplemental Medicare Coverage”. Medigap is a private program sold by insurance companies or managed-care health organizations that plug/fill the gaps in the Original Medicare Plan coverage; it is specially designed to supplement your existing Medicare coverage. Insured must have Medicare Part A and B to apply for Medigap.
There are ten different standard Medigap plans. All of the plans are offered in most states. (Minnesota, Massachusetts and Wisconsin are exceptions). The ten standard plans labeled through "A" to "N." Each Medigap may offer different plans. A is the basic; N is the most comprehensive.
Medigap is private insurance, the insurance policy rules and coverage can vary from state to state. Some states such as Massachusetts, Minnesota, and Wisconsin required Medigap insurance to provide additional coverage. They pay most of Medicare deductibles and coinsurance amount. Some of the services which are not covered by the Medicare, it covers the Medigap.
Some Medigap plans may not covered specific health conditions for the first 6 months. Medigap policies are required to cover your preexisting condition after they have been in effect for you for those 6 months.