NO FAULT

Basically, no-fault insurance is what its name suggests: there’s no fault placed in the event of an accident. The drivers involved would submit a claim to their own insurance companies and receive compensation from them rather than target one another, trying to figure out who’s to blame.
No-fault insurance is not offered in every state. State governments govern it and so each state has its own coverage stipulations and regulations. States that offer No-fault insurance are called ‘No-Fault States’.